Our call account provides investors with the opportunity to to earn higher returns than a regular current account. And to also deposits and make withdrawal on demand. The investment is supported with an underlying security which is guaranteed by FSDH. A predetermined interest is accumulated daily and paid at the end of the month or when the investor does a full termination of the entire placement.
You also enjoy the benefit to withdraw your funds same day or with only  1 day notice period.

Features & Benefits
  • Higher interest rate or Interest rate baring
  • Only 1 day notice period to withdraw your funds.
  • Payments of cheques and dividend warrants into your account
  • No withholding tax
  • Zero commission on turnover (COT) and other bank charges on Naira accounts.
  • Consolidated statement of accounts at your specified frequency
  • You will be profiled for FSDHConnect (telephone banking) and FSDH Electronic Notification Service
  • Electronic notifications on transactions and other e-banking options.
  • Robust internet banking equipped with features that give you control over your account. These features cut across local transfers (to any bank), international transfers, various bill payments, account enquiries e.t.c.
  • Concessionary foreign funds transfer charges

Requirements Institutional Investors
  • A duly completed application form
  • Board Resolution authorizing account opening
  • Certificate of Incorporation
  • Memorandum and Articles of Association
  • Form CAC7
  • Copies of acceptable means of identification (i.e Driver's License, International passport, National I.D Card, and any other acceptable identification document deemed fit by the bank)
  • Two  passport photograph of each of  the signatories
  • Duly completed and suitable reference forms
  • Utility Bill of the
  • Download the  Account Opening Form and submit the completed form


A Fixed/Tenored Deposit is a tenored investment account with a specific amount invested at an agreed interest rate and tenor. At the end of the agreed period (tenor), and based on your instructions, the investment can either be re-invested or returned to you with the interest amount earned.

The Tenored Deposits is usually 30 days minimum, or 180 days maximum.  Interest on deposits for specified tenors ranging from 30, 60, 90 to 180 days